[Written by Gemini. Image credit.] In the modern economy, the journey from “saving for a house” to “managing a family office” is a transformation of both your bank account and your social circle. As you move up the wealth ladder, the conversations shift from coupon-cutting to “Portfolio Defense.” Here is the definitive guide to theContinueContinue reading “The Wealth Hierarchy: From FatFIRE to TIGER 21”
Category Archives: Finance
A Short History of Financial Euphoria by John Kenneth Galbraith
John Kenneth Galbraith’s A Short History of Financial Euphoria (1994) is a very readable book. At 128 pages, it is brief and clear. Galbraith lays out complex financial history into digestible stories without unnecessary jargon. His writing style is witty, cynical and conversational. A logical progression makes the book easy for readers to identify patterns acrossContinueContinue reading “A Short History of Financial Euphoria by John Kenneth Galbraith”
Valuing Your Time at $5,000/Hour: How Naval Ravikant’s Mindset Can Transform Your Life
[Written by Grok] Imagine treating every hour of your life as if it’s worth $5,000. This isn’t about actually billing clients at that rate—it’s a mental framework championed by entrepreneur and investor Naval Ravikant to prioritize high-impact work, eliminate distractions, and build wealth and freedom. By acting as if your time is extraordinarily valuable, youContinueContinue reading “Valuing Your Time at $5,000/Hour: How Naval Ravikant’s Mindset Can Transform Your Life”
Mental Model for Decision Making
[Image credit] I wish I had come across Charlie Munger’s talk, “A Lesson on Elementary, Worldly Wisdom as It Relates to Investment Management and Business,” when I was younger. After decades of formal and informal education, I’ve accumulated countless data points and insights, yet I haven’t fully connected them into a structured decision-making framework orContinueContinue reading “Mental Model for Decision Making”
The Magic of Compound Growth: How a Million Dollars Can Turn Into Billions!
[Image credit] I’ve recently come to realize that I never truly grasped the magic of compounding—even though I’ve known about it for decades. Imagine this: if $1 million grows at 15% annually for 50 years, it transforms into roughly $1 billion! However, this impressive result is extremely sensitive to the growth rate. Lowering the rateContinueContinue reading “The Magic of Compound Growth: How a Million Dollars Can Turn Into Billions!”
What Is Your Freedom?
[Written by ChatGPT. Image credit] For a long time, I thought freedom was all about financial independence—having enough money to quit my job, travel the world, or never worry about bills again. I believed that if I could reach a certain number in my bank account, I’d finally be free. But as I moved throughContinueContinue reading “What Is Your Freedom?”
Health, Wealth and Life Optimization
[Written by Claude] When we translate human lifespan into weeks, the math becomes startlingly clear: a 100-year life equals just 5,200 weeks. More sobering still is the reality that of those weeks, perhaps only 1,000 remain for me where I still have the vitality and health needed for more ambitious experiences. This finite arithmetic forcesContinueContinue reading “Health, Wealth and Life Optimization”